Retirement
Social Security Retirement
Claim the retirement benefits you've earned — with the right timing and the right strategy.
Choosing when to file for Social Security retirement is one of the most important financial decisions of your life. Filing too early can permanently reduce your monthly benefit; waiting too long can leave benefits on the table.
Our team reviews your full earnings record, spousal and survivor options, and Medicare timing so you claim with confidence — not guesswork.
Our Process
- 1
Earnings review
We pull your official SSA earnings record and flag any missing years.
- 2
Claiming strategy
Model early, full, and delayed filing side-by-side with spousal options.
- 3
Application filing
Submit your retirement claim and coordinate Medicare enrollment.
- 4
Ongoing support
Handle appeals, redeterminations, and future benefit changes.
Eligibility snapshot
- At least age 62 for retirement benefits; full retirement age depends on birth year
- 40 quarters (10 years) of covered work
- Spousal, ex-spousal, and survivor benefits available
- Delayed retirement credits available up to age 70